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Check Standards (U.S.)
Published By
The Accredited Standards Committee X9 on Financial
Services
From "Understanding And Designing Checks"
(X9/TG-2 1990)
Specifications for Check Endorsements - X9.3
This standard is currently under revision to comply with the recent Federal Reserve
Regulation CC. It will provide specifications to financial institutions and their
customers on endorsement content and color as well as separate placement of four kinds of
endorsements: payees, institution of first deposit, first reader/sorter, and subsequent
institutions. Call (202) 663-5284
Draft: Available from the Standards Department
Bank Check Background and Numerical Convenience Amount Field - X9.7
This standard provides the requirements and specifications for the check background and
the location of the numerical convenience amount field for any paper document in the
payment transfer system.
ABA catalog number: 092100
Specifications for Placement and Location of MICR Printing - X9.13
The MICR standard describes and illustrates the design considerations that apply to the
placement and location of magnetic ink printing on checks, drafts, and other documents
intended for automated processing. Physical characteristics, positioning, and format are
also covered.
ABA catalog number: 090400
Paper Specification for Checks - X9.18
This standard defines the physical characteristics and specifications necessary for
documents to be processed in any equipment used by the banking industry or other financial
institutions in the paper document payment transfer system.
ABA catalog number: 091100
Print Specifications for Magnetic Ink Character Recognition - X9.27
This standard specifies the shape, dimensions, and tolerance for the ten numerals and
four special symbols printed in magnetic ink and used for the purpose of automated
character recognition. It was developed initially for use in banks to permit automated
document handling in bank data processing, but it also has application in other automated
document handling systems.
ABA catalog number: 092200
Understanding and Designing Checks - X9/TG-2
This guideline describes the design of a check and the proper location of data elements
on a check. Use of this document in conjunction with the other check standards will assist
in creating uniform check designs and improving the processing and handling of checks
throughout the check processing system.
ABA catalog number: 092600
To order these important check standards, call the American Bankers Association's
Order Processing Department at 202-663-5087. Or write to the American Bankers Association,
Order Processing Department, 10 Jay Gould Court, Waldorf, MD 20602-2725.
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